Type of Waiting Period<\/th>	Maximum Duration<\/th>	Applies To<\/th><\/tr><\/thead>
Initial Period (New Conditions)<\/td>	26 weeks<\/td>	Illnesses or injuries that arise after your policy starts.<\/td><\/tr>
Pre-Existing Conditions<\/td>	5 years<\/td>	Conditions with symptoms in the 6 months before you first got insurance.<\/td><\/tr>
Maternity & Childbirth<\/td>	52 weeks<\/td>	All maternity-related benefits and claims.<\/td><\/tr><\/tbody><\/table><\/figure> Source: Health Insurance Authority official guidance<\/a> \u2014 always verify current regulations.<\/p> The Golden Rule: Getting Credit for Time Served When You Switch<\/h3> The most important concept in the Irish health insurance market is portability, often called “credit for time served.” As mandated by the HIA, when you switch from one insurer to another, your new provider must<\/strong> give you credit for any waiting periods you have already completed with your previous insurer.<\/p> This means if you have been on a plan with Laya Healthcare for three years and decide to switch to a similar plan with VHI, VHI must recognise those three years. You would not have to re-serve the initial 26-week waiting period for new conditions. More importantly, if you have a pre-existing condition, you would only have two years remaining on the maximum 5-year wait, not a full five years.<\/p> This protection is enshrined in law to ensure you are not locked into a single provider for fear of losing coverage. It empowers you to shop around at each renewal for a policy that offers better value or more suitable benefits. The entire system is designed to work seamlessly, with your old and new insurers managing the transfer of your service history behind the scenes. According to Citizens Information<\/a>, this credit is guaranteed as long as your break in cover is not more than 13 weeks.<\/p> This is the central pillar of consumer protection in Irish health insurance.<\/p> How Switching Affects Different Scenarios<\/h2>\n \n $\"How$ \n<\/figure>\n Switching to a Plan with Similar or Less Cover<\/h3> This is the most straightforward scenario and where the portability rules offer the greatest peace of mind. If you switch to a new plan that offers the same level of benefits (a “like-for-like” switch) or a lower level of benefits (a “downgrade”), you do not have to serve any new waiting periods.<\/p> Your coverage is continuous.<\/p> For example, imagine you’ve had a mid-level plan with Irish Life Health for four years. You’ve completed all initial waiting periods and are four years into the five-year wait for a pre-existing back condition. You find a comparable mid-level plan with VHI that is cheaper. When you switch:<\/p> You are immediately covered for any new conditions.<\/li> Your cover for your pre-existing back condition continues, and you only have one year left on the waiting period before it’s fully covered.<\/li><\/ul> The same logic applies if you downgrade. If you move from a high-end corporate plan to a more basic hospital plan, all the benefits included in that new, lower-tier plan are available to you immediately, as you have already served the necessary time on a higher-level policy. From the new insurer’s perspective, your history proves you are not joining just to claim for something new.<\/p> Upgrading Your Health Insurance Policy<\/h3> Upgrading your cover is where a new waiting period can apply, but only for the additional benefits<\/strong>. This is a critical distinction that is often misunderstood. When you upgrade, you do not lose the cover you already have.<\/p> Let’s say your current policy covers a semi-private room in a public hospital, and you have been on this plan for several years. You decide to upgrade to a plan that covers a private room in a high-tech private hospital.<\/p> Your existing cover remains active.<\/strong> You are still immediately covered for a semi-private room in a public hospital. There is no new waiting period for this benefit.<\/li> A new waiting period applies ONLY to the upgrade.<\/strong> The insurer can impose a waiting period (typically up to 2 years for adults) on the extra<\/em> benefit\u2014the difference between the semi-private public room and the private high-tech room.<\/li><\/ul> During this upgrade waiting period, if you are hospitalised, you can still claim for the semi-private public room benefit. Once the upgrade waiting period is over, you gain access to the full private room benefit. The mistake most first-timers make is assuming an upgrade invalidates their entire policy for two years; in reality, only the newly added benefits are paused. This allows you to improve your cover over time without ever being left completely uninsured.<\/p> \n \ud83d\udca1 Pro Tip<\/p>\n Before upgrading, ask the new insurer to specify in writing exactly which benefits are subject to a new waiting period and for how long. This clarity prevents surprises later.<\/p>\n<\/div> The Switching Process and Key Considerations<\/h2>\n \n $\"The$ \n<\/figure>\n Step-by-Step: How to Change Your Provider Safely<\/h3> Switching your health insurance provider is a regulated and safe process. The key is to ensure your new policy is active before your old one is cancelled.<\/p> Compare Your Options:<\/strong> Your renewal date is the best time to review the market. Use the official Health Insurance Authority’s comparison tool<\/a> to compare every plan available from VHI, Laya Healthcare, and Irish Life Health. Look at benefits, excesses, and of course, the premium.<\/li> Contact Your Chosen New Insurer:<\/strong> Once you’ve selected a new plan, contact that provider to join. You will need to provide details of your current policy, including your policy number. They will handle the request for your “certificate of service” from your old insurer to verify the waiting periods you have served.<\/li> Confirm Your Start Date:<\/strong> Agree on a start date for your new policy. The ideal date is the day your old policy is due to expire. This ensures there is no gap in your cover.<\/li> Do NOT Cancel Your Old Policy Yet:<\/strong> Wait until you receive confirmation and your policy documents from your new insurer. Only then should you contact your old provider to inform them you will not be renewing. If you pay by Direct Debit, be sure to cancel it.<\/li> Use the Cooling-Off Period:<\/strong> By law, you have a 14-day cooling-off period<\/strong> from the start or renewal date of your policy. During this time, you can cancel and receive a full refund, provided you have not made a claim. This gives you a final window to review the policy details and ensure you’ve made the right choice. You can find more detail on this on the HIA’s switching information page<\/a>.<\/li><\/ol> Avoiding Common Mistakes: Breaks in Cover and LCR Loadings<\/h3> Two areas require careful attention when managing your health insurance policy to avoid financial penalties.<\/p> Breaks in Cover:<\/strong><\/p> The portability of your waiting periods is conditional on not having a significant “break in cover.” The maximum allowable break is 13 weeks<\/strong>. If you cancel your policy and remain uninsured for more than 13 weeks, your new insurer can treat you as a brand-new customer. This means all your previously served waiting periods are wiped out, and you would have to start from scratch, including the full five-year wait for any pre-existing conditions.<\/p> \n \u26a0\ufe0f Warning<\/p>\n From the cases we’ve reviewed at Expatier, letting a policy lapse for just one day over the 13-week limit is the costliest mistake you can make. Set a calendar reminder for your renewal well in advance.<\/p>\n<\/div> Lifetime Community Rating (LCR):<\/strong><\/p> Lifetime Community Rating (LCR) is a system that can affect the price of your premium if you first buy health insurance after the age of 34. For every year you are aged over 34 when you first take out insurance, a 2% loading is added to your premium. For example, if you first get insurance at age 40, you will pay a 12% loading (6 years x 2%) on top of your premium for the rest of your life.<\/p> If you have a break in cover of more than 13 weeks, these LCR loadings may be applied when you re-join. Maintaining continuous cover is therefore essential not just for waiting periods, but also for avoiding permanent price increases on your future premiums.<\/p> Insurance Disclaimer<\/h3> This content is informational and does not constitute insurance or financial advice. The information reflects Irish regulatory requirements and market conditions in effect at the time of publication and is subject to change. For specific cases, consult an insurance broker or financial advisor authorised by the Central Bank of Ireland.<\/p> Frequently Asked Questions<\/h2> \n \n \n Do I have to tell my old insurer that I’m switching?<\/h3>\n \n\n Yes. While your new insurer initiates the process, you are responsible for formally cancelling your old policy or instructing them not to renew it. You should also cancel any associated Direct Debit. Do this only after you have received confirmation that your new policy is active to avoid any gap in coverage.<\/p>\n\n<\/div>\n<\/div>\n \n What is a “pre-existing condition” in Ireland?<\/h3>\n \n\n A pre-existing condition is officially defined as any ailment, illness, or condition where you experienced signs or symptoms, or sought medical advice or treatment, in the 6 months before you first took out a health insurance policy. The maximum waiting period for such conditions is 5 years.<\/p>\n\n<\/div>\n<\/div>\n \n How long is the maximum waiting period for maternity cover?<\/h3>\n \n\n The maximum waiting period that an Irish health insurer can apply for maternity-related benefits is 52 weeks. If you have already served this period with one insurer, you will not have to re-serve it if you switch to a new plan with equivalent maternity cover.<\/p>\n\n<\/div>\n<\/div>\n \n What happens if I have a break in cover for more than 13 weeks?<\/h3>\n \n\n If you remain uninsured for more than 13 weeks, you lose the credit for all waiting periods you have previously served. When you take out a new policy, the insurer can treat you as a new customer, meaning you will have to start all waiting periods again from day one, including the 5-year wait for pre-existing conditions.<\/p>\n\n<\/div>\n<\/div>\n \n Can I switch my health insurance at any time?<\/h3>\n \n\n While you can switch at any time, the most practical and common time is at your annual renewal date. If you switch mid-policy, you may be entitled to a refund for the unused portion of your premium, but your old insurer might charge an administration fee. Switching at renewal avoids any potential complications or fees.<\/p>\n\n<\/div>\n<\/div>\n \n What is the “cooling-off period”?<\/h3>\n \n\n The cooling-off period is a statutory 14-day window from the start or renewal date of your policy. During this time, you have the right to cancel your policy and receive a full refund of any premium paid, as long as you have not made any claims. It’s a consumer protection measure to allow you to reconsider your purchase.<\/p>\n\n<\/div>\n<\/div>\n \n Will my new insurer know about my medical history?<\/h3>\n \n\n When you apply for a new policy, you must declare your medical history honestly. Your new insurer will also receive a “certificate of service” from your old provider which states the duration of your cover, but it does not contain specific details of your claims or medical conditions. The system relies on your declaration.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":" One of the biggest concerns for policyholders in Ireland is the fear of losing progress on waiting periods when switching health insurance providers. Many believe changing from VHI to Laya, or Laya to Irish Life Health, means starting from day one, especially for a pre-existing condition with a maximum waiting period of up to 5 […]<\/p>\n","protected":false},"author":1,"featured_media":2945,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_focus_keyword":"Health Insurance","rank_math_description":"Thinking of switching health insurance in Ireland? Our guide explains how to change providers without re-serving waiting periods for pre-existing conditions.","footnotes":""},"categories":[37],"tags":[],"class_list":{"0":"post-2949","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance"},"_links":{"self":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/comments?post=2949"}],"version-history":[{"count":1,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949\/revisions"}],"predecessor-version":[{"id":2950,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949\/revisions\/2950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/media\/2945"}],"wp:attachment":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/media?parent=2949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/categories?post=2949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/tags?post=2949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Type of Waiting Period<\/th>

Maximum Duration<\/th>

Applies To<\/th><\/tr><\/thead>

Initial Period (New Conditions)<\/td>

26 weeks<\/td>

Illnesses or injuries that arise after your policy starts.<\/td><\/tr>

Pre-Existing Conditions<\/td>

5 years<\/td>

Conditions with symptoms in the 6 months before you first got insurance.<\/td><\/tr>

Maternity & Childbirth<\/td>

52 weeks<\/td>

All maternity-related benefits and claims.<\/td><\/tr><\/tbody><\/table><\/figure>

Source: Health Insurance Authority official guidance<\/a> \u2014 always verify current regulations.<\/p>

The Golden Rule: Getting Credit for Time Served When You Switch<\/h3>
The most important concept in the Irish health insurance market is portability, often called “credit for time served.” As mandated by the HIA, when you switch from one insurer to another, your new provider must<\/strong> give you credit for any waiting periods you have already completed with your previous insurer.<\/p>
This means if you have been on a plan with Laya Healthcare for three years and decide to switch to a similar plan with VHI, VHI must recognise those three years. You would not have to re-serve the initial 26-week waiting period for new conditions. More importantly, if you have a pre-existing condition, you would only have two years remaining on the maximum 5-year wait, not a full five years.<\/p>
This protection is enshrined in law to ensure you are not locked into a single provider for fear of losing coverage. It empowers you to shop around at each renewal for a policy that offers better value or more suitable benefits. The entire system is designed to work seamlessly, with your old and new insurers managing the transfer of your service history behind the scenes. According to Citizens Information<\/a>, this credit is guaranteed as long as your break in cover is not more than 13 weeks.<\/p>
This is the central pillar of consumer protection in Irish health insurance.<\/p>

How Switching Affects Different Scenarios<\/h2>\n
\n $\"How$ \n<\/figure>\n
Switching to a Plan with Similar or Less Cover<\/h3>
This is the most straightforward scenario and where the portability rules offer the greatest peace of mind. If you switch to a new plan that offers the same level of benefits (a “like-for-like” switch) or a lower level of benefits (a “downgrade”), you do not have to serve any new waiting periods.<\/p>
Your coverage is continuous.<\/p>
For example, imagine you’ve had a mid-level plan with Irish Life Health for four years. You’ve completed all initial waiting periods and are four years into the five-year wait for a pre-existing back condition. You find a comparable mid-level plan with VHI that is cheaper. When you switch:<\/p>
You are immediately covered for any new conditions.<\/li>
Your cover for your pre-existing back condition continues, and you only have one year left on the waiting period before it’s fully covered.<\/li><\/ul>
The same logic applies if you downgrade. If you move from a high-end corporate plan to a more basic hospital plan, all the benefits included in that new, lower-tier plan are available to you immediately, as you have already served the necessary time on a higher-level policy. From the new insurer’s perspective, your history proves you are not joining just to claim for something new.<\/p>
Upgrading Your Health Insurance Policy<\/h3>
Upgrading your cover is where a new waiting period can apply, but only for the additional benefits<\/strong>. This is a critical distinction that is often misunderstood. When you upgrade, you do not lose the cover you already have.<\/p>
Let’s say your current policy covers a semi-private room in a public hospital, and you have been on this plan for several years. You decide to upgrade to a plan that covers a private room in a high-tech private hospital.<\/p>
Your existing cover remains active.<\/strong> You are still immediately covered for a semi-private room in a public hospital. There is no new waiting period for this benefit.<\/li>
A new waiting period applies ONLY to the upgrade.<\/strong> The insurer can impose a waiting period (typically up to 2 years for adults) on the extra<\/em> benefit\u2014the difference between the semi-private public room and the private high-tech room.<\/li><\/ul>
During this upgrade waiting period, if you are hospitalised, you can still claim for the semi-private public room benefit. Once the upgrade waiting period is over, you gain access to the full private room benefit. The mistake most first-timers make is assuming an upgrade invalidates their entire policy for two years; in reality, only the newly added benefits are paused. This allows you to improve your cover over time without ever being left completely uninsured.<\/p>
\n
\ud83d\udca1 Pro Tip<\/p>\n
Before upgrading, ask the new insurer to specify in writing exactly which benefits are subject to a new waiting period and for how long. This clarity prevents surprises later.<\/p>\n<\/div>
The Switching Process and Key Considerations<\/h2>\n
\n $\"The$ \n<\/figure>\n
Step-by-Step: How to Change Your Provider Safely<\/h3>
Switching your health insurance provider is a regulated and safe process. The key is to ensure your new policy is active before your old one is cancelled.<\/p>
Compare Your Options:<\/strong> Your renewal date is the best time to review the market. Use the official Health Insurance Authority’s comparison tool<\/a> to compare every plan available from VHI, Laya Healthcare, and Irish Life Health. Look at benefits, excesses, and of course, the premium.<\/li>
Contact Your Chosen New Insurer:<\/strong> Once you’ve selected a new plan, contact that provider to join. You will need to provide details of your current policy, including your policy number. They will handle the request for your “certificate of service” from your old insurer to verify the waiting periods you have served.<\/li>
Confirm Your Start Date:<\/strong> Agree on a start date for your new policy. The ideal date is the day your old policy is due to expire. This ensures there is no gap in your cover.<\/li>
Do NOT Cancel Your Old Policy Yet:<\/strong> Wait until you receive confirmation and your policy documents from your new insurer. Only then should you contact your old provider to inform them you will not be renewing. If you pay by Direct Debit, be sure to cancel it.<\/li>
Use the Cooling-Off Period:<\/strong> By law, you have a 14-day cooling-off period<\/strong> from the start or renewal date of your policy. During this time, you can cancel and receive a full refund, provided you have not made a claim. This gives you a final window to review the policy details and ensure you’ve made the right choice. You can find more detail on this on the HIA’s switching information page<\/a>.<\/li><\/ol>
Avoiding Common Mistakes: Breaks in Cover and LCR Loadings<\/h3>
Two areas require careful attention when managing your health insurance policy to avoid financial penalties.<\/p>
Breaks in Cover:<\/strong><\/p>
The portability of your waiting periods is conditional on not having a significant “break in cover.” The maximum allowable break is 13 weeks<\/strong>. If you cancel your policy and remain uninsured for more than 13 weeks, your new insurer can treat you as a brand-new customer. This means all your previously served waiting periods are wiped out, and you would have to start from scratch, including the full five-year wait for any pre-existing conditions.<\/p>
\n
\u26a0\ufe0f Warning<\/p>\n
From the cases we’ve reviewed at Expatier, letting a policy lapse for just one day over the 13-week limit is the costliest mistake you can make. Set a calendar reminder for your renewal well in advance.<\/p>\n<\/div>
Lifetime Community Rating (LCR):<\/strong><\/p>
Lifetime Community Rating (LCR) is a system that can affect the price of your premium if you first buy health insurance after the age of 34. For every year you are aged over 34 when you first take out insurance, a 2% loading is added to your premium. For example, if you first get insurance at age 40, you will pay a 12% loading (6 years x 2%) on top of your premium for the rest of your life.<\/p>
If you have a break in cover of more than 13 weeks, these LCR loadings may be applied when you re-join. Maintaining continuous cover is therefore essential not just for waiting periods, but also for avoiding permanent price increases on your future premiums.<\/p>
Insurance Disclaimer<\/h3>
This content is informational and does not constitute insurance or financial advice. The information reflects Irish regulatory requirements and market conditions in effect at the time of publication and is subject to change. For specific cases, consult an insurance broker or financial advisor authorised by the Central Bank of Ireland.<\/p>
Frequently Asked Questions<\/h2>
\n
\n
\n
Do I have to tell my old insurer that I’m switching?<\/h3>\n
\n\n
Yes. While your new insurer initiates the process, you are responsible for formally cancelling your old policy or instructing them not to renew it. You should also cancel any associated Direct Debit. Do this only after you have received confirmation that your new policy is active to avoid any gap in coverage.<\/p>\n\n<\/div>\n<\/div>\n
\n
What is a “pre-existing condition” in Ireland?<\/h3>\n
\n\n
A pre-existing condition is officially defined as any ailment, illness, or condition where you experienced signs or symptoms, or sought medical advice or treatment, in the 6 months before you first took out a health insurance policy. The maximum waiting period for such conditions is 5 years.<\/p>\n\n<\/div>\n<\/div>\n
\n
How long is the maximum waiting period for maternity cover?<\/h3>\n
\n\n
The maximum waiting period that an Irish health insurer can apply for maternity-related benefits is 52 weeks. If you have already served this period with one insurer, you will not have to re-serve it if you switch to a new plan with equivalent maternity cover.<\/p>\n\n<\/div>\n<\/div>\n
\n
What happens if I have a break in cover for more than 13 weeks?<\/h3>\n
\n\n
If you remain uninsured for more than 13 weeks, you lose the credit for all waiting periods you have previously served. When you take out a new policy, the insurer can treat you as a new customer, meaning you will have to start all waiting periods again from day one, including the 5-year wait for pre-existing conditions.<\/p>\n\n<\/div>\n<\/div>\n
\n
Can I switch my health insurance at any time?<\/h3>\n
\n\n
While you can switch at any time, the most practical and common time is at your annual renewal date. If you switch mid-policy, you may be entitled to a refund for the unused portion of your premium, but your old insurer might charge an administration fee. Switching at renewal avoids any potential complications or fees.<\/p>\n\n<\/div>\n<\/div>\n
\n
What is the “cooling-off period”?<\/h3>\n
\n\n
The cooling-off period is a statutory 14-day window from the start or renewal date of your policy. During this time, you have the right to cancel your policy and receive a full refund of any premium paid, as long as you have not made any claims. It’s a consumer protection measure to allow you to reconsider your purchase.<\/p>\n\n<\/div>\n<\/div>\n
\n
Will my new insurer know about my medical history?<\/h3>\n
\n\n
When you apply for a new policy, you must declare your medical history honestly. Your new insurer will also receive a “certificate of service” from your old provider which states the duration of your cover, but it does not contain specific details of your claims or medical conditions. The system relies on your declaration.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
One of the biggest concerns for policyholders in Ireland is the fear of losing progress on waiting periods when switching health insurance providers. Many believe changing from VHI to Laya, or Laya to Irish Life Health, means starting from day one, especially for a pre-existing condition with a maximum waiting period of up to 5 […]<\/p>\n","protected":false},"author":1,"featured_media":2945,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_focus_keyword":"Health Insurance","rank_math_description":"Thinking of switching health insurance in Ireland? Our guide explains how to change providers without re-serving waiting periods for pre-existing conditions.","footnotes":""},"categories":[37],"tags":[],"class_list":{"0":"post-2949","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurance"},"_links":{"self":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/comments?post=2949"}],"version-history":[{"count":1,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949\/revisions"}],"predecessor-version":[{"id":2950,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/posts\/2949\/revisions\/2950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/media\/2945"}],"wp:attachment":[{"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/media?parent=2949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/categories?post=2949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.expatier.com\/ie\/wp-json\/wp\/v2\/tags?post=2949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

How Switching Affects Different Scenarios<\/h2>\n\n \n<\/figure>\n